LOAN INTEREST RATE
|
|
| Loan Description / Loan Product |
Int Rate |
Rebate |
| |
|
|
| Vhicle Loan |
|
|
| |
|
|
| Two Wheelar (Personal Use) cibil above 725 |
9.50% |
No |
| Two Wheelar (Personal Use) cibile below 725 |
10.00% |
No |
| Four Wheelar (Personal Use) cibil above 725 |
9.50% |
No |
| Four Wheelar (Personal Use) cibil below 725 |
10.00% |
No |
| Vehicle (Commercial and Agriculture use) cibil above 725 |
13.00% |
1% |
| Vehicle (Commercial and Agriculture use) cibil below 725 |
13.50% |
1% |
| Old Vehicle Purchase below 5 years (Personal or Commercial use) |
13.50% |
1% |
| |
|
|
| Machinery Purchase Old / New |
13.50% |
1% |
| |
|
|
| Salary Loan |
|
|
| |
|
|
| For Salary Credited to Ajara Bank Saving |
12.50% |
1% |
| For Salary Credited to Other Bank |
13.50% |
1% |
| |
|
|
| Gold Loan |
10.50% |
No |
| |
|
|
| Cash Credit / Overdraft |
12.50% |
1% |
| Hypotecation Cash Credit |
14.00% |
No |
| |
|
|
| Secured Term Loan (Taran Haptebandi) |
13.00% |
1% |
| |
|
|
| House / Flat Purchase / House Construction (Fixed) |
9.50% |
No |
| House / Flat Purchase / Construction (for Commercial) |
13.00% |
1% |
| |
|
|
| Project Finance (CRE) |
14.00% |
1% |
| |
|
|
| Kaju Processing Unit Security above 125% (Pledge) |
10.00% |
No |
| Kaju Processing Unit Security below 125% (Pledge) |
11.00% |
No |
| Purchase and Sales for Cashew (Pledge) |
13.00% |
No |
| Cashew Processing Unit but no any bank loan (pledge) |
12.00% |
No |
| |
|
|
| Unsecured Loan |
16.00% |
1% |
| |
|
|
| Loan against Deposit (On own Deposit) |
Maximum Receipt Int Rate + 1% |
No |
| Loan against Deposit (On Third Party Deposit) |
11% |
No |
| Loan against NSC, KVP, Govt Securities Etc. |
11% |
No |
| |
|
|
| Educational Loan |
12% |
No |
| |
|
|
| Consumption Loan |
13% |
No |
| |
|
|
| Loan against Solar Scheme |
13.00% |
1% |
| |
|
|
| Two Wheelar for Ajara Bank Employee |
9.00% |
No |
| Four Wheelar for Ajara Bank Employee |
9.00% |
No |
| Salaray Loan for Ajara Bank Employee |
9.00% |
No |
| Housing for Ajara Bank Employee |
8.00% |
No |
| Consumption Loan for Ajara Bank Employee |
10.00% |
No |