The Ajara Bank C0-op. Ltd. Ajara


We are providing following Loans :


Product Types

Loan against Salary


·      Purchase of Consumer Durables / Furniture / Fixtures / Computers

·      Repairs / Renovations of Flat / House

·      Purchase of 2 wheelers

·      Purchase of Gold Ornaments

·      Marriage & other religious ceremonies

·      Repayment of existing debt

·      Medical expenses for self / family members etc.


Maximum amount of 30 times of net salary for salary holders

Maximum Amount 

Upto  Rs.1,00,000/-


60 Months 


Monthly EMI

Rate of Interest

The rates of interest are as fixed by the Bank from time to time.


Borrower & guarantor should be "A" class member for Loan is above Rs.1 lac and upto Rs.1 lac Borrower and guarantor should be Special Nominal Member of the bank.


Two Guarantor from Banks "A" class member. And Borrowers Net Income / Salary and surety of loans.

Processing Charges

As per processing charges rule


75% of Security Price

Sanctioning Authority

Branch Manager

Document and Process

Opening of saving a/c

Preparation of Loan Application form

Two Guarantors.

Salary sheet, Income tax form, balance sheet

Mortgage of vehicle, R.C. T.C. book

No dues of the other banks.

Duration of Sanction

Maximum one Day. (condition apply)